Traditionally, housing markets cool down at year end, but this Business Insider post suggests taking advantage of four factors that could work in your favour. First, borrowing rates are exceedingly low and that means you save a bundle. In addition, the seasonal slowdown means fewer buyers submitting competing bids for choice properties which could put you in a strong negotiating position. There are also the tax benefits of home ownership and inexpensive low down payment options to consider. To read more click here.